Deeds, Liens, and Recorded Documents: What a Title Search Actually Is

Applies to: countywide · Verified 2026-08-30

When people ask for a "title search" on a Pinellas County property, they usually mean two different things, and the difference matters legally.

Recorded documents are public. The Pinellas County Clerk of the Circuit Court and Comptroller maintains the Official Records: deeds, mortgages, satisfactions, liens, judgments, lis pendens, easements, and other instruments recorded against property in the county. Anyone can search these free of charge through the Clerk's Official Records search on mypinellasclerk.gov, by visiting a Clerk location, or by calling (727) 464-7000. You can search by owner name, and each document image is viewable online (some document types are redacted or restricted by law). Florida's statewide portal, MyFloridaCounty, offers a similar search across counties. unverified

A title search is a regulated professional service. A true title search or abstract is an examination of the complete chain of title: verifying legal ownership, finding every outstanding encumbrance, checking for breaks in the chain, unreleased mortgages, survivorship issues, probate gaps, and municipal liens that may not appear in a simple name search. In Florida, title examination for the purpose of insuring title is performed by licensed title agents, title insurance companies, and real estate attorneys. Before buying, selling, or lending against property, use one of those professionals; the Clerk's index alone will not catch everything an examiner would flag.

What this service can and cannot do. Pinellas (this concierge) can pull live parcel data from the Property Appraiser layer: current owner of record, legal description, last sale date and price, assessed and taxable values, and homestead status. It can point you to the Clerk's search and tell you what to look for. It does not perform title searches, does not produce abstracts, and information here is never a substitute for a title examination or legal advice.

Municipal and code liens are a known gap. Some city liens (for example unpaid code enforcement fines or utility bills) are enforceable even when hard to find in a routine index search. Ask the city's lien search desk, or order a municipal lien search, before closing on property inside a municipality.